Dr. Schwartz is not a provider for your insurance company. She is, however, licensed in Pennsylvania and New Jersey as a Marriage and Family Therapist, and she is licensed to provide telehealth services in Pennsylvania, New Jersey and Florida.

Your insurance company may reimburse you according to guidelines they have established for out of network providers. In order to determine what your benefits are, you may do the following:

• Call the customer service number on the back of your insurance card (for Mental Health).
• Tell them you will be seeing a licensed therapist that is an out of network provider.
• Ask what the reimbursement rate is. It varies between companies and contracts.
• Ask if you must meet an annual deductible before your benefits go into effect.
• Ask if there is an annual or lifetime limit on what they will pay.
• Ask if there is a maximum number of visits allowed per year.
• Ask when your contract year starts each year.
• Record the name of the person you spoke with and the date of your telephone call.